:root{--brand:#0c6dff;--brand-dark:#0847a8;--text:#1d2939;--muted:#475467;--bg:#f8fafc}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Inter,Helvetica,Arial,sans-serif;color:var(--text);background:#fff}
a{color:var(--brand);text-decoration:none}
a:hover{color:var(--brand-dark)}
.container{max-width:1120px;margin:0 auto;padding:0 16px}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid #eef2f7;z-index:10}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px}
.nav .left{display:flex;align-items:center;gap:16px}
.logo{display:flex;align-items:center;gap:8px;font-weight:700}
.logo .badge{background:var(--brand);color:#fff;padding:2px 8px;border-radius:6px;font-size:12px}
.menu{display:flex;gap:14px;flex-wrap:wrap}
.menu a{padding:8px 10px;border-radius:6px;color:var(--muted)}
.menu a.active,.menu a:hover{background:var(--bg);color:var(--text)}
.cta{display:flex;gap:8px;align-items:center}
.btn{display:inline-block;padding:10px 14px;border-radius:8px;border:1px solid #d0d5dd;background:#fff;color:var(--text);font-weight:600}
.btn.primary{background:var(--brand);border-color:var(--brand);color:#fff}
.btn.primary:hover{background:var(--brand-dark);border-color:var(--brand-dark)}
.hero{padding:56px 0;background:linear-gradient(180deg,#f8fbff,transparent)}
.hero h1{font-size:34px;line-height:1.15;margin:0 0 12px}
.hero p{color:var(--muted);max-width:720px}
.grid{display:grid;gap:20px}
.cards{grid-template-columns:repeat(3,minmax(0,1fr))}
.card{border:1px solid #eef2f7;border-radius:12px;padding:18px;background:#fff}
.card h3{margin:0 0 8px}
.section{padding:40px 0}
.section h2{margin:0 0 16px}
.kpis{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.kpi{background:#f8fafc;border:1px solid #eef2f7;border-radius:12px;padding:16px;text-align:center}
.footer{border-top:1px solid #eef2f7;padding:24px 0;color:#667085}
.badges{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.badge-soft{background:#eef4ff;color:#1e40af;border:1px solid #dbe7ff;border-radius:999px;padding:6px 10px;font-weight:600}
.table{width:100%;border-collapse:collapse}
.table th,.table td{border:1px solid #eef2f7;padding:10px;text-align:left}
.alert{padding:12px 14px;border-radius:8px;border:1px solid #e5e7eb;background:#fafafa}
.faq-item{border-bottom:1px solid #eef2f7;padding:14px 0}
.faq-item summary{cursor:pointer;font-weight:600}
@media (max-width:900px){.cards{grid-template-columns:1fr 1fr}.kpis{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.menu{display:none}.hero h1{font-size:26px}.cards{grid-template-columns:1fr}.kpis{grid-template-columns:1fr}.cta{display:none}}